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Dallas Closing Cost Breakdown

A detailed breakdown of typical closing costs in Dallas, including title fees, escrow fees, and other transaction expenses.

LocalOctober 10, 2025
Dallas Closing Cost Breakdown

Closing costs in Dallas can vary based on the property value, loan type, and specific transaction details. Here's a typical breakdown:

Title-Related Costs:

  • Owner's Title Insurance: $500-$2,000 (one-time premium)
  • Lender's Title Insurance: $300-$1,500
  • Title Search and Examination: $200-$500
  • Recording Fees: $50-$200

Escrow and Settlement:

  • Escrow Fee: $400-$800
  • Settlement Fee: $200-$400
  • Document Preparation: $100-$300

Other Common Costs:

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  • Appraisal: $400-$600
  • Home Inspection: $300-$500
  • Survey: $400-$800
  • Homeowner's Insurance: Varies
  • Property Taxes: Prorated

Total closing costs typically range from 2-5% of the home's purchase price. Your lender will provide a Loan Estimate and Closing Disclosure with exact figures.

Tips to Reduce Closing Costs:

  • Shop around for title and escrow services
  • Negotiate with the seller to cover some costs
  • Ask about lender credits
  • Review all fees for accuracy