Closing Day Checklist

Closing day is the culmination of weeks or months of work. Being prepared will help ensure everything goes smoothly. What to Bring: - Valid government-issued photo ID (driver's license or passport) - Certified funds for closing costs (usually a cashier's check or wire transfer) - Proof of homeowner's insurance - Any additional documents requested by your lender or escrow officer What to Expect: - Review and sign multiple documents - Pay closing costs and down payment - Receive keys (after funding and recording) - The process typically takes 1-2 hours Before Closing: - Confirm the closing date and time - Verify the amount needed for closing - Complete a final walkthrough of the property - Review the Closing Disclosure After Closing: - Keep all closing documents in a safe place - Update your address with relevant parties - Set up utilities in your name - File your deed (usually handled by the title company)