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Homebuyer Closing Checklist
Complete checklist to help first-time and repeat homebuyers prepare for closing day.
Use this checklist to ensure you're fully prepared. Check off items as you complete them.
Review Closing Disclosure
Compare with Loan Estimate and ask questions about any changes
Secure Homeowner's Insurance
Provide proof of insurance to your lender before closing
Arrange Certified Funds
Get cashier's check or wire transfer instructions for closing costs
Complete Final Walkthrough
Verify property condition and that agreed-upon repairs are complete
Bring Valid ID
Government-issued photo identification required for signing
Review All Documents
Read through closing documents before signing
Keep Copies of Everything
Request copies of all signed documents for your records
Update Your Address
Notify post office, banks, and other important parties